SunTrust

As one of the largest financial services holding companies in the United States, SunTrust possesses total assets of $170.8 billion by the end of March of 2011. The company provides a range of financial services to their customers and corporate clients. SunTrust bank is the company’s flagship subsidiary and the bank offers credit, deposit and trust as well as investment services. Some other subsidiaries provide asset management, capital market services, mortgage banking and credit-related insurance.

Types of the SunTrust Credit Cards

Like many other banks, SunTrust offers three visa credit cards to their customers.

• Platinum Visa with SunTrust Rewards
• Platinum Visa Card
• Signature Visa with SunTrust Rewards.

The three kinds of credit cards all offer Visa’s zero liability protection, Visa’s PayWave Service and credit card account at any SunTrust location. In addition, SunTrust Visa credit cards can benefit their clients in the following aspects.

• Roadside Dispatch
• Secure Account via SunTrust Online Banking
• Optional Overdraft Protection for Your SunTrust Checking Account
• Travel Account Insurance
• Year-end Summary Statement

How Does SunTrust Reward Program Work?

Generally, people who want to get some benefits by using their credit cards need to earn Sun points which are counted for the reward. If the cardholder spent $1 on grocery, gas or drugstore purchases, they will acquire 2 sun points. Both the SunTrust’s official website and the phone 800 255 1725 are available for customers to check the sun points of their cards.

Also, cardholders are able to earn sun points through SunTrust’s Bonus Buy program faster. If you are interested in it, just apply for SunTrust secured credit cards and SunTrust rewards. Then you will be registered in the rewards programs automatically.

SunTrust visa signature is one of the SunTrust secured credit card. This kind of card is best designed for people who are pursuing 24-hour visa signature services and maximum spending flexibility. The SunTrust reward program allows their customers who have SunTrust visa signature to earn 2 sun points on each $1 spent on grocery, gas or drugstore purchases. What is more, the card provides its holder with VIP access to special offers, upgrades, unforgettable events, travel packages as well as purchase security and many more.

Pros and Cons of SunTrust Credit Card

There are no interest charges of the SunTrust credit cards on the full payment of purchasing. SunTrust credit card enjoys an immense popularity in the United States. Are you considering applying for one of them? SunTrust provides an application over the phone or in person at any retail bank location. At the same time, the toll-free application number is available on the SunTrust’s website. However, before getting a SunTrust credit card, you had better know more about the pros and cons of it.

Pros:

• Credit cards issued by SunTrust provide the invoice information monthly and yearly.
• The cards are convenient and easy to use by single click or login for all SunTrust accounts.
• SunTrust credit cards assure the security, fraud protection and account access.

Cons:

• The benefits of the credit card may tempt you to use it excessively, which may make you depend on the card.
• The issuer does not care about the customer’s credit rating.

SunTrust Official Website: https://www.suntrust.com

Note: This web site is not affiliated with, nor endorsed by SunTrust. Financial statements on this page have no connection to SunTrust. For guaranteed financial advices, visit SunTrust official site.